Office Hours
After Hours by Appointment
Contact me to schedule a virtual meeting
Insurance Products Offered
Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet
Other Products
Banking, Investment Services, Annuities
Kevin Lowber
Kevin Lowber Ins Agcy Inc
Office Hours
After Hours by Appointment
Address
Philadelphia, PA 19124-4929
Next to Holy Innocents Church
Would you like to create a personalized quote?
Would you like to create a personalized quote?
Office Info
Office Info
Office Hours
After Hours by Appointment
Contact me to schedule a virtual meeting
-
Phone
(215) 533-9010 -
Fax
(215) 533-9008
Languages
Insurance Products Offered
Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet
Other Products
Banking, Investment Services, Annuities
Office Info
Office Info
Office Hours
After Hours by Appointment
Contact me to schedule a virtual meeting
-
Phone
(215) 533-9010 -
Fax
(215) 533-9008
Languages
Simple Insights®
Is online banking safe? Yes — but there are some best practices
Is online banking safe? Yes — but there are some best practices
Tips for safe and secure online and internet banking.
Car maintenance tasks you can do yourself
Car maintenance tasks you can do yourself
To combat auto repair costs that keep climbing, some auto maintenance can be done at home. Here are ones that are usually do-it-yourself.
The real costs of a non-moving or moving violation
The real costs of a non-moving or moving violation
Critical driving errors may end up draining your bank account and your free time. States vary in how they punish those mistakes and missteps, and it's helpful to know what's at stake.
Viewing team member 1 of 6
Julio Arostegui
Account Representative
License #813870
Born in the San Francisco Bay Area to Nicaraguan immigrant parents, raised in Miami, studied at American University in Washington DC, and now servicing your insurance needs in Philadelphia for the past 4 years. I have about 20 years of experience working in the insurance industry here and abroad (primarily South America). I am a family man with 2 wonderful children. I have lived through my home being destroyed in 1992 by Hurricane Andrew and State Farm helped to restore our home so I believe in what I do now for a living because I know what it is to be impacted by unexpected events. I currently hold licenses for Property and Casualty, Health and Life in PA.
Viewing team member 2 of 6
Amy McDowell
License #1208925
Viewing team member 3 of 6
Esmerlani Cabrera Torres
License #1271918
Born in the Dominican Republic and raised partly there before relocating to Philadelphia at age 10, Esmerlani’s diverse background has instilled in her a deep sense of resilience, adaptability, and cultural empathy. A proud graduate of West Chester University of Pennsylvania, she has built a solid foundation in customer service through years of hands-on experience, consistently demonstrating patience, attentiveness, and a genuine commitment to helping others.Esmerlani approaches every customer interaction with a people-first mindset, believing that understanding each individual’s unique circumstances is key to delivering truly personalized support. Now embarking on her career in the insurance industry, she is driven by a passion to educate and empower those she serves—helping them navigate the often-complex world of insurance with confidence and clarity. Her mission is to protect and uplift the local community by providing reliable, transparent guidance that meets each person where they are. Esmerlani recognizes that insurance is more than just a policy—it’s reassurance, security, and reliability. She is dedicated to building lasting relationships rooted in integrity and care, ensuring that everyone feels valued, informed, and supported at every step. Whether you’re exploring your coverage options, seeking professional advice, or require ongoing assistance, Esmerlani is committed to being your dependable partner in safeguarding what matters most.
Viewing team member 4 of 6
Stephanie Leon Rivera
License #1283569
Stephanie was born in New York City and raised in Puerto Rico. She recently relocated to Philadelphia with a commitment to serving a diverse community and providing families with clear, reliable insurance guidance. With experience in personal lines insurance, Stephanie is dedicated to helping customers protect what matters most.
She holds a master’s degree in digital marketing, which enhances her ability to communicate complex insurance concepts in a straightforward and accessible manner. Known for her professionalism, patience, and organized approach, Stephanie consistently delivers friendly and attentive service, ensuring each customers feels supported and confident in their coverage.
Fluent in both English and Spanish (habla Español), Stephanie is pleased to assist customers in their preferred language, fostering comfort and confidence throughout the insurance process.
Viewing team member 5 of 6
Kim Hernandez
Customer Service Representative
License #1213821
Viewing team member 6 of 6
Angelice Saez-Strait
Customer Service Representative
Philadelphia, PA Full Time
Philadelphia, PA Full Time
Philadelphia, PA Full Time
Philadelphia, PA Full Time